Group Risk Solutions
Moso Consulting Services provides employers with comprehensive, tax-efficient employee benefits that deliver real financial protection to your teams and their families – when it matters most. Whether you run a small business, a growing SME, or a large organisation, we design group risk cover that supports your people, simplifies your administration, and strengthens your employee value proposition.
Why Group Risk Solutions
Employees face life’s uncertainties just like anyone else – illness, injury, disability, or death. Standard medical aid often falls short when it comes to replacing income or providing lump-sum financial support. Our tailored group risk solutions help you attract and retain talent by offering meaningful protection that give your employees and their families peace of mind.
Comprehensive Cover Options
Our comprehensive suite of group risk solutions includes:
Death Cover
Lump sum and income-based benefits through a range of life protection products. Benefits are paid upon the death of the main member and/or insured members covered under the policy.
Funeral Cover
Practical and dignified financial support for funeral expenses, helping families manage immediate costs during a difficult time.
Disability Cover
Lump sum and income-based benefits through our range of disability products. Benefits are paid upon disability or impairment of the main member and/or insured members covered under the policy.
- Income Protection: Monthly payments (example, 50–75% of salary) if the employee cannot work due to long-term illness or injury.
- Lump Sum Disability: One-off payment for permanent disability.
Critical Illness Cover
Lump-sum payout on diagnosis of specified serious conditions (example, cancer, heart attack, stroke). Often tiered by severity. Cancer-related claims are rising significantly.
Children’s Education Cover
Insurance that covers children’s education in the event of the death or disability of a parent – ensuring their future remains protected. Partner with Moso Consulting Services for Group Risk Solutions that deliver peace of mind, financial stability, and a competitive edge. Protect your employees today – invest in tomorrow’s success.
Contact us now on 011 768 6406 | Email: info@moso.co.za | Whatsapp: 066 351 6820.